How To Turn Your Annual Income Into Your Monthly Income

Introduction

Have you ever seen someone who makes 10, 12, 20 times more money than you and ask yourself the question, “How’s that even possible?” Well, I’ve wondered that. In fact, I remember a conversation I had with one of my mentors about a certain individual who’s on the internet. If I named them, you would know them. And I said, “How much money do you think that guy makes?” And he said, “Oh, probably about $800,000 a month.” And I thought to myself, “$800,000 a month? How do you make that kind of money?” And this was back in probably 2015, where I was nowhere near $800,000 a month. And what I discovered is you can turn your yearly income into your monthly income. And when you do, it’s going to absolutely blow your mind. That’s what I’m going to show you how to do in this video.

Financial Breakthrough

So, one of the biggest financial breakthroughs I’ve ever had in my life, and I promise you this is worth writing down, this is one of the biggest, this was, in fact, this was not just one of the biggest, it’s one of the top three financial breakthroughs I’ve ever had in my life. And it’s the first one I ever had. And I remember when I had it, I had this wake-up in April of 1999. And I’m sure you guys probably read “Rich Dad Poor Dad,” right? How many of you read “Rich Dad Poor Dad?” So a lot of you have read “Rich Dad Poor Dad.” So I read “Rich Dad Poor Dad,” and when I read that book, it was like the lights came on. It was like the scales fell off of my eyes in the arena of wealth in a way that it had never happened before. And the theme that I got from “Rich Dad Poor Dad,” like if I were to sum up that book in a sentence, I would sum it up in this sentence: “The thing you have to do to create wealth is to focus on creating income-producing assets.” The reason broke people are broke is because they are their only income-producing asset. The reason rich people are rich is because we accumulate income-producing assets. In fact, Daniel Priestley in his book “Key Person of Influence” he says, “Income follows assets.” So, the more assets you have, the more income you have that can follow those assets. I’m going to show you how, like I discovered this principle, it’s easier to make a million dollars a month than it is to make a million dollars a year. And I know that sounds crazy. I get it. It sounds crazy. I’m going to prove it to you though in this video. Okay, how about that? So it sounds so crazy. It’s easier to make a million dollars a month. It’s easier to make a million dollars a month than make a million dollars a year. It’s easier to make a million in a week than it is to make a million dollars in a month. And it’s easier to make a million dollars in a day than it is to make a million dollars in a week. And it’s easier to make a million dollars in an hour than it is to make a million dollars in a day. And I know for sure because I’ve done all of those multiple times. So I’m not talking from theory. I’m not regurgitating something I read in a book and heard at a seminar. This is how I live my life. Okay, so how can I prove to you that it’s easier to make a lot of money in a short period of time than to make a little money over a long period of time? Well, here’s how I can prove it.

Conversation with a Physicist

Because I was talking to a physicist. In fact, I was flying from San Diego, California, to Baltimore, Maryland. This was many, many years ago. And this young kid, I say young kid, he’s 27, so to me he was young, right? Because I was in my 40s then, right? And so he sat down beside me. I said, “So what do you do for a living?” He said, “I’m a physicist.” I said, “I love physics.” The only thing I could think of to say. And so we talked about physics from San Diego to Baltimore for like 4 and a half hours. We talked about physics. And one of the questions I asked him, I said, “So,” and his name was Austin, he lives in Boston, so I always remembered him. Austin from Boston, the physicist, right? So I said, “Austin, Austin from Boston, I got a question for you. What is your favorite physics principle? Like, what would you ask a physicist if you said that? I mean, surely that would be one of the questions, right?” So I said, “What’s your favorite physics principle?” He said this. He said, “That all principles are microcosms of each other.” I said, “Oh, that’s so good. Oh, that’s so good.” I said, “But, so, I don’t mess it up. I think I know what you mean when you say that. But you tell me what you mean so that when I share with other people what you said, I won’t tell them my interpretation of what you mean, but your interpretation.” He said, “Okay.” He said, “If you take a principle from any arena and you put it in a different arena, it still has to be true.” I said, “Oh, that’s so good.” And he said, “Like, if you take a principle that works in transportation and you apply it to finance, it still has to be true.” I’m like, “Okay, that makes sense.” And so from that day forward, I’ve been thinking about every time I find a principle, “Oh, I wonder what other arena this can go in.”

Steve Jobs’ Innovations

The only entrepreneur I can think of that revolutionized five different industries in his lifetime, which is kind of mind-blowing when you think about it. He revolutionized the computer industry, he revolutionized the phone industry, he revolutionized the music industry, the movie industry, and the tablet industry. He revolutionized them, like totally turned them on their heads. And Carmine Gallo said the reason he was able to do that is because he had so many unique, broad experiences that he could see the connection between seemingly unrelated things. So when he looked at his computer and he saw the ugly green blinking font on a dark background on a computer screen, he said, “These fonts are ugly.” But he took a calligraphy class when he was in college. He said, “Why don’t we make fonts beautiful?” And it’s that kind of connection that changed everything for him.

Making Money Faster

So what I’m going to do now, I’m going to prove to you it’s easier to make a lot of money in a short period of time than to make a little money over a long period of time. Do we have any athletes in here? Who are runners? Okay, so Tim, you run, do you? You ever run a mile? Tim runs, so Tim sometimes runs a mile. Great. So can you run a mile right now? Could you run a mile right now if you need to? Okay, so I can’t run a mile. I had Polio as an infant. I got a brace on my leg. I’ve never run anywhere in my life. As I like to say, I did—I couldn’t run. So I learned how to fight, right?

So if Tim and I got in a race, how many of you would agree that it wouldn’t be fair for us to both go the same distance? How many of you would agree with that, right? That’s not fair. Like, I can’t run. He can run. Obviously, he’s going to, like, just murderize me. And so let’s go two different distances. I’m going to go two miles; you’re going to run a mile. Oh, did I say it backward? My dyslexia kicked in again. He didn’t want to do that, by the way. I’m a directional dyslexic. If I go somewhere, I’ll go the wrong way going back to where I came from nine times out of 10. Okay, so anyway, don’t judge me, just pray for me.

So I think I just said that backward. Since I said it backward, and I’m a man of my word, I have to stick with my word. So now we’re going to get in this race, and now I’m going to lose because I can’t run. But now I’m going farther. How many of y’all know I’m going to get smeared, right? Wave at me, talk to me, my peeps. Exactly. Everybody say, “Unless… Unless… Unless Tim is running, and I’m on a bicycle.” Because I said he’s going to run a mile, I said I’m going to go two miles. I didn’t say I was going to run two miles. You say, “What does that have to do with making money?” Just pump the brakes. I’m getting there. But that’s not fair because I got a bike.

Leveraging Abilities

By the way, I can ride a bike two miles faster than he can run one mile. I can go farther, faster, and use less energy. So what do we learn from that principle? The people who are making way more money than you are not making more money than you because they’re working harder than you. In fact, they’re making more money than you because they’re not working harder than you. Oh, snap! But it gets better because that’s not fair. I’ve got a bike; he doesn’t have a bike. So we’re going to give him a bike. And now I’m going to go four miles; he’s going to go two miles. He’s going to win again. Everybody say, “Unless… Unless… Unless I’m in a car.” Ah, maybe this is what they mean when they say, “Think and Grow Rich.”

But that’s not fair. I’ve got a car; he has a bike. Let’s give him a car. So Tim’s got a car; he goes 50 miles; I go 100 miles. Tim wins again. Everybody say, “Unless… Unless… Unless I’m on a plane.” That’s not fair; I’ve got a plane; he’s got a car. Let’s give him a plane. He goes 100 miles; I go 200 miles. He wins again. Everybody say, “Unless… Unless… I’m on a jet.”

Leveraging Abilities (Continued)

financially. But people who make a little bit more money, they get a bicycle. People who make a lot more money, they get a car. People who make more money than they have time to spend, they either have a plane or a jet. Some people are on like intergalactic rocket ships when it comes to finance. See, if you take that same principle, if it’s easier to go farther, faster, and use less energy in transportation, it has to be true that it’s easier to make more money working less if you have the right leverage.

But see, when you tell some people this, even some people watching this video, like, because you were programmed to be negative and you think you’re skeptical. Like, I recommend skepticism, right? Skepticism means like, “I don’t know you, so I don’t trust you, so I’ll believe you when you prove you’re telling the truth.” But negativism says, “I’ve got my mind made up, and I don’t want to be confused with the facts, right?” No, that can’t be true. Okay, well, for you, it can’t be. So here’s why people stay broke because what they do is they—you say, “Look, you can always make up and leverage what you lack in ability.” And they say, “Yeah, but how much does leverage cost?” That’s a question to ask. But over time, how much does it cost you not to have leverage? That’s a better question to ask.

The Value of Leverage

And so what happens is they say, “Yeah, but if I get some leverage, then I’ve got to learn how to use it. I don’t have time to learn how to use leverage.” How many of y’all know I’m telling the truth, right? But I don’t know how to do that. Okay, we’ll give you a pass today. But if that’s still your excuse a year from now, maybe somebody should come get your family and take them to safety because you can learn how to do almost anything in a year. So what we have to do is we have to slow down from the running. That’s all we know, is already not working. Long enough to find some leverage, pay for it if necessary, take the time to learn how to use it if necessary, so we can finally change our lives. Or we can spend the rest of our life in the circle of sameness.

Hey, thanks for watching this video. I hope you’re enjoying it. But I want to take some time to invite you to join us at the Make More Offers Challenge. The Make More Offers Challenge, we do it once a month where I invite a bunch of entrepreneurs or would-be entrepreneurs to come and have me teach them in detail the four moves that can scale any business. I want to invite you to join us on the Make More Offers Challenge. Click the link in the description below. You will be glad you did. Join as a VIP and make the rest of your life the best of your life. And now back to the video you were watching.

Y’all heard me teach you on the four levels of value. So, in Genesis chapter 1, God set up four levels of value. Which one of these levels are you working on? See, here’s the lie: we believe the lie that if I deliver more value, then I should be paid more money. Here’s the problem with that: more value doesn’t generally make you exponentially more money. See, giving someone more of what’s already not worth it doesn’t mean you deserve more money. So instead of giving more value, learn to work at a higher level of value.

Value, there, like, all value is not created equally. And so what we want to do is we want to make sure that I’m delivering a lot of value at the highest levels. That’s what will make you a multi-millionaire. Say, “I don’t want to be a multi-millionaire.” Okay, then deliver a little value at a higher level, and you can double your revenue; you can double your income.

Four Levels of Value

The lowest level of value is implementation. Implementation, okay. So, I’m going to give you another thought to think about while you’re thinking about the thought I just gave you.

Wealth is a spiritual outcome.

Wealth is a spiritual outcome. God is not a god of lack; He is a god of abundance. “The gold is mine, and the silver is mine,” saith the Lord. That’s what the Bible says. So, wealth is a spiritual outcome. The reason implementation is the lowest level of value is that the resource you use on this level is—you use your muscles times time. And muscles are a physical resource, and time is a limited resource. So if you are multiplying a physical resource times a limited resource, you cannot get…

Levels of Value (Continued)

an unlimited spiritual result. Am I swinging too fast? As a little “R,” a “Do-Implement” like this can’t work. This is what we call when it comes to making money: you are running financially. And the only thing you ever do to attempt to get more, increase your income is buy some new running shoes. That’s why people go from job to job to job to job, and then they go back to school so they get a more expensive pair of shoes. But they’re still running, and it doesn’t work.

So what we have to do is we have to level up to a higher level of value. Now, the second level of value is unification. Unification. On this level, you use your management skills times people times time to make money. And managing people is a higher spiritual activity than doing the thing yourself. This is called leverage by delegation. So you’re leveraged by delegation. So down here on this level, you’re going to make somewhere between minimum wage and 80,000 a year. 80,000 a year if you work on high-end cars, okay? But on this level, you’re going to make somewhere between 40,000 a year and 250,000 a year. Well, that’s better. How many agree that’s better, right? That’s better.

But when it comes to income, one of the things that I would recommend that you use as a standard for yourself moving forward when it comes to income is I like floors but I don’t like ceilings. Floors, no ceilings. So there’s a minimum amount I don’t want to go below, but there’s no maximum amount I don’t desire to go above. Y’all trackin’ it? Okay.

So the next level is where wealth begins to be created. Above this line, wealth begins to be created. Above this line, you could make anywhere from 100K to 100 million. What is that level? It’s called communication. And on the communication level of value, you’re using your mouth to make money. And it’s somehow or another, something about this. Now, here’s what’s really interesting. Are y’all ready? How can it be possible that talking makes you more money than hammering nails or carrying bricks? Carrying bricks is way harder. Hammering nails is way harder. How’s it possible that somebody who talks makes exponentially more money than somebody who drives a truck across the country? Driving a truck across the country is way harder because you don’t get paid based on the level of difficulty of the work you do. You get paid based on the level of value of the work you’re delivering.

And see, when you can communicate, you can create messages that move the masses. You can have conversations that create cash flow. And guess what is interesting about language? Communication. Only spiritual beings have language. In fact, if you took some money out of your wallet right now, $20 bill, $100 bill, I left my wallet in the other room, $20 bill, $100 bill, whatever you got, it’s in your hand. You got this money in your hand, you look at it. What’s backing it? What’s backing our currency in the United States of America? What backs it? Nothing. There’s nothing that backs it since Nixon took us off the gold standard. There’s nothing backing the money.

So how could $100 be worth $100 if there’s nothing backing it? Here’s why, because we believe it’s worth it. Because here’s what it says: $100. So $100 is worth $100. Watch this now because of the message it carries and the faith it creates. And language and faith are both spiritual. Are y’all tracking with me? And…

Better Communication Leads to Greater Earnings

To achieve financial success, one of the most effective strategies is to become a better communicator. Improving your communication skills can have a significant impact on your income. For instance, if you’re in a job where you’re selling cars, you might earn around $100,000 a year. However, individuals in the entertainment industry, such as A-list actors, singers, songwriters, film writers, or scriptwriters, can make millions or even hundreds of millions of dollars. They achieve these earnings by effectively communicating their messages, even if those messages are not always authentic.

The Influence of Childhood Programming

As children, many of us were told that we should be seen and not heard. This societal programming discouraged us from talking or expressing ourselves. In school, speaking out of turn often resulted in trouble. Consequently, we learned to suppress our natural inclination to communicate and express ideas. This societal conditioning led many to believe that they were not intelligent enough to write books, sing songs, or communicate effectively. These limiting beliefs have cost us significant opportunities for financial success.

Four Levels of Value and Income Potential

Income is closely tied to the level of value you provide in your work. There are four levels of value, each with different income potentials:

1. Implementation (Physical Resource)

• Income Range: Minimum wage to $80,000 per year

In this level, you use your physical resources, such as muscles and time, to perform tasks. However, since time is a limited resource, your earnings are capped.

2. Unification (Management Skills)

• Income Range: $40,000 to $250,000 per year

At this level, you use your management skills to oversee people’s tasks. Delegation and management allow you to earn more than in the implementation level, but it’s still limited.

3. Communication (Using Your Mouth)

• Income Range: $100,000 to $100 million per year

Communication is a powerful tool. People who excel at this level use their ability to convey messages effectively, which can lead to substantial income. Whether you’re selling products, ideas, or entertainment, communication plays a pivotal role.

4. Imagination (Using Your Mind and Money)

• Income Range: $1 million to trillions per year

Imagination is where the great fortunes are made. Here, you leverage your creativity and resources to generate wealth. The potential for income is nearly unlimited, as exemplified by the world’s trillionaires.

Breaking Free from Limiting Beliefs

Your financial success is not determined by external factors but by the limitations you carry within your mind. To thrive financially, you must decide to break free from these limitations. By making a decision, not merely a choice, to pursue your dreams relentlessly and cut off any other possibility, you can create the life you desire. No external circumstances or societal norms can stop you from achieving your goals.

Breaking Free from Limiting Beliefs (Continued)

The limitations you face are often self-imposed and exist only within your mind. These limitations may lead you to believe that external factors are restricting your progress when, in reality, it’s your internal beliefs holding you back. Improving your thinking and communication skills is a surefire way to increase your income potential.

The Power of Effective Communication

When you decide to embark on a career where communication is central, you can create a significant financial impact. Instead of merely managing tasks or people, you focus on delivering messages and having conversations that generate cash flow. Crafting messages that resonate with the masses can be a game-changer for your financial future.

Redefining Success and Income

It’s essential to redefine what you consider a successful income. Instead of setting a low financial floor, aim for limitless possibilities by eliminating the ceiling. You have the power to decide your financial destiny. By raising your standards and setting higher income goals, you can transform your life.

Exploring High-Income Careers

While careers like becoming an A-list actor, singer, or professional athlete are not guaranteed paths to financial success, there are other avenues to explore. One accessible option is to write a book. Despite the daunting statistics—less than 5% of books sell more than 500 copies in the United States—you can still achieve substantial success as an author. Self-publishing allows you to generate significant monthly income, with some authors earning between $30,000 and $40,000 per month.

Empowering Your Journey

Your journey to financial success begins with a decision to break free from self-imposed limitations. Whether you choose a career in communication, authorship, or another path, it’s crucial to take control of your destiny. Your ability to think and communicate effectively will play a pivotal role in your financial journey. Remember, success is not determined by external circumstances but by the choices you make and the actions you take.

Leveraging YouTube and Monetization

In October 2021, after 14 years on YouTube, I discovered YouTube monetization. I had accumulated nearly 10,000 subscribers before realizing this income potential. I had left a substantial amount of money on the table. So, I decided to take consistent action. I committed to creating one video per week for a decade to see where it would lead.

I soon increased my commitment to two videos per week, one recorded and one live. To my surprise, our channel started to gain views and subscribers rapidly. The results were astonishing:

• First month: $1,400 from YouTube
• Second month: $15,000
• Third month: $27,000
• Fourth month: $44,000

Now, this kind of success may not be the norm for everyone. It happened because I had spent decades honing my communication skills through public speaking since I was 17. The more you practice, the better you become.

The Power of Consistency and Practice

My advice to anyone interested in operating in the communication realm, like YouTube, is to start a channel and commit to creating consistent content, whether it’s once a month or once a week. Dedicate yourself to this for ten years. With continuous practice and improvement, you will undoubtedly excel and likely surpass the income levels achieved by others.

YouTube Is Just the Beginning

Despite making substantial money from YouTube (between $35,000 and $50,000 a month), this income comprises less than 5% of our total business revenue. YouTube is where people discover me, and it opens doors to other opportunities. Speaking, sharing ideas, and connecting with an audience is what truly drives success in the communication realm.

Mastering Communication and Thinking

Communication is the essential ingredient for success in the top two levels of value. The best communicators with innovative ideas tend to earn the most money. To enhance your communication and thinking skills, read books like “The Innovation Secrets of Steve Jobs” and apply the principles to your life.

Read more, watch less television, and develop concepts that work for you. Test these concepts in the marketplace, and as they prove successful, report on your experiences. The more you read, talk, and write, the better you’ll become at both thinking and communicating.

Achieving Your Financial Goals

By becoming a skilled communicator and continuously improving your thinking, you can significantly increase your income. With dedication and the right mindset, you can turn your yearly income into your monthly income, achieving financial success in less time than you might imagine.